One of the most demoralizing things in life is credit card debt.
Credit cards can be useful in helping you manage your cash flow, as well as help you build a credit history.
The flip side, though, is debt.
Credit cards can come with high interest rates, and paying them down can become a difficult exercise — and even seem futile. Without a solid plan, and way to ease the transition, paying off your credit card debt is beyond challenging.
One way to get moving with credit card debt pay down is to consolidate your credit card debt.