Review: Citi Platinum Select / AAdvantage World MasterCard – Bonus Miles, Free Bags and More

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Do you fly a lot, particularly on American Airlines?  Then you might want to consider this card.

Having an airline’s branded card tends to offer more than just extra miles these days.  You’ll usually find other perks for having their card that will make your flights more enjoyable and the Citi® Platinum Select®/AAdvantage® World MasterCard® is no exception.

Off the bat, the Citi® Platinum Select®/AAdvantage® World MasterCard® credit card is currently offering a nice welcome bonus of 30,000 American Airlines AAdvantage miles. (You have to spend $1,000 on the card within the first three months to get it.)  Double miles and perks when you fly are some other benefits of this card. 

Now let’s break the Citi Platinum Select/AAdvantage World MasterCard down a little further…

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Review: Barclaycard Arrival World MasterCard – Get Double Miles and 20,000 Bonus Miles

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Want to reward yourself with travel by just using your credit card?

A great travel card is offering a hefty welcome bonus right now.

The Barclaycard Arrival(TM) World MasterCard® – Earn 2x on All Purchases will give you 20,000 bonus miles (if you spend $1,000 in the first three months).  That bonus alone equals $200 total in travel rewards!

And get this — The Barclaycard Arrival World MasterCard was named ‘Best for Travel Rewards’ by Money Magazine (October ’13).

Keep reading to find out how you’ll actually earn even more than that.

To start off here are the basics of the Barclaycard Arrival™ World MasterCard®:

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  • Earn 20,000 bonus miles when you spend $1,000 on purchases in the first 90 days – that’s enough to redeem for a $200 travel statement credit
  • 0% intro APR for 12 months for each Balance Transfer made within 45 days of account opening. After that, a variable APR currently 14.99% or 18.99%, depending on your creditworthiness.
  • Earn 2X miles on travel and dining and 1X miles on all other purchases
  • Miles don’t expire as long as your account is open, active and in good standing
  • Book the travel you want – airfare, hotels, cruises and more and earn miles on your purchase
  • Get 10% miles back to use toward your next redemption every time you redeem for travel statement credits
  • Easily redeem your miles for statement credits toward flights, cruises, car rentals, hotels and more
  • No foreign transaction fees on anything you buy while in another country
  • Complimentary online FICO® Credit Score access for Barclaycard Arrival cardmembers

As you can see, you can really rack up the reward miles quickly with this card. [Read more…]

Review: Barclaycard Ring MasterCard – Get Money Back On Your Balance Transfers

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Imagine you have a big credit card balance AND you’re paying a high interest rate.

I’ve been there.

You do your best to try and pay off your debt but with both a high balance and a high interest rate it’s tough to make a lasting dent in your balance.

What to do?

One tool I’ve used to great success is to transfer your balance to another card that offers better terms, usually a much lower interest rate.  Doing this you can pay off more of your actual balance instead of your money going towards interest payments.

Balance transfer credit cards are nothing new.

They tend to offer up a low interest rate for a limited time, many times a 0% APR, in order to sway you to their card.  Some of these are great offers mind you, but there are usually details you need to be keenly aware of such as the balance transfer fee (a fee you have to pay on the balance you transfer over, usually about 3% or so) and the term of the intro. APR.

The Barclaycard® Ring Mastercard® is a bit different.
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Review: Citi Dividend Platinum Select Card for College Students – Earn Cash Back and More

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For the college student trying to get his or her first credit card, it can be a little difficult to get approved.

Student credit cards provide those with limited credit history the opportunity to establish their credit.  Looking for a student card can be difficult, though, since many student cards come with higher interest rates and might not even have rewards programs.  The CARD Act of 2009 has also made it more difficult for student to get a college card since those under 21 need to the ability to pay their charges now.

If you are looking for a student credit card with a rewards program, the Citi® Dividend Platinum Select® Card for College Students might work for you.

Citi® Dividend Platinum Select® Rewards Program

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Review: the Discover it Card – Easy-to-Use Cash Back Rewards, Fair Fees, and Your FICO Score

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Discover made a bold decision: Get rid of all of its credit cards and overhaul the rewards system.

That done, Discover introduced its latest — and only — credit card offering: the it® card.

Discover’s it™ credit card combines the award-winning customer service that Discover is known for with a better rewards program and more flexibility than many credit cards currently offer.  The it™ card is now Discover’s only card brand, and it comes in student and business versions as well.

The stripped-down simplicity of the card extends to the revamped rewards program, and the consumer-friendly features associated with the card.

Discover really went out and made a great all-around card that doesn’t kill you with fees, has good rewards, and that’s easy to use.

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Review: Capital One Quicksilver Cash Rewards Visa Card

One of the credit card rewards trends in recent years has been the rotating category trend.

However, most cards with rotating categories require you to sign up for the extra rewards each quarter.  If you are slow to sign up, it means that you might not earn all of the rewards that you have the potential for.  And of course if you forget to sign up you get none of the extra rewards.

The Capital One Quicksilver Cash Rewards Credit Card offers something a little different.

Instead of having rotating categories that you have sign up for each quarter to get 5% cash back on a few of your purchases (everything else is usually 1%), Quicksilver offers you 1.5% cash back all the time.

Benefits of the Capital One Quicksilver Cash Rewards Visa

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Credit Karma: A Valuable Tool for Your Finances – Review

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We’ve discussed credit scores here before.  You know how important they can be in your overall financial planning.   But how do you keep tabs on your credit without it breaking your bank?

Well, if you are looking for a free tool that can help you keep tabs on your credit situation, and gauge your financial progress, Credit Karma might be what you’re looking for.

What is Credit Karma?

Credit Scores

By visiting annualcreditreport.com, you can get access to one free credit report each year from each of the three major credit bureaus.  However, you are only entitled by law to a free credit score under specific conditions.

It’s important to understand the differences between your credit report and your credit score, and it helps to know your score as well as see your report.

Credit Karma is one of several web sites that provide you access to a consumer version of your credit score.
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Blue Cash Preferred Card from American Express Review – Extra Cash Back, Amazon Prime and More

If you are looking for a cash back rewards credit card with a bit of a kick, the Blue Cash Preferred® Card from American Express might be the right choice for you — as long as you don’t mind paying an annual fee for the chance to earn more cash back rewards.

Not only does the Blue Cash Preferred card come with a straightforward and fairly generous cash back rewards program, but it is also easy to use for everyday purchases, and offers a way for you maximize your rewards by making most of your purchases with this card.

The Blue Cash Preferred card is a more generous version of the no-annual-fee Blue Cash Everyday rewards credit card.

Blue Cash Preferred Rewards

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Discover Open Road Credit Card Review

If you travel quite a bit, and want a cash back credit card to help you offset some of the costs, you might consider the Discover® Open Road credit card.

The Discover Open Road card follows the rewards program offered by Discover, but offers a bonus for spending on gas and restaurants.  It’s basically a travel rewards credit card that offers up some nice non-travel benefits.  It’s especially good if you travel by car, hence the “open road.”

Here’s Our Review of the Discover Open Road Card…

First of all, here is a quick look at the basic features of the Discover® Open Road credit card: [Read more…]

Miles by Discover Card – Review

One of the reasons that many people get credit cards is so that they can earn rewards.

A popular rewards program you may know is earning airline miles.  Usually that goes toward individual airlines and you can earn free flights, among other things.

But there are also more general travel rewards programs out there where you earn credit towards more than flights such as hotel stays, car rentals, and more.

The Miles by Discover® Card is a great travel rewards card where you can easily earn miles for rewards.

Read on for our review of the Miles by Discover card…

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