Review: Barclaycard Arrival Plus World Elite Mastercard – 40K Bonus Miles and Easy to Redeem Points

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Barclaycard has done it again.

They took a card that was already a favorite among travelers, added more to it, and created the Barclaycard Arrival PlusTM World Elite MasterCard®.

The old Barclaycard Arrival World Mastercard got a facelift and was re-branded as the new Barclaycard Arrival PlusTM World Elite MasterCard®.  Barcalycard has created a card that offers up a nice bonus with easy-to-use points with plenty of other perks as well.

Let’s take a look at why this card might be your new travel buddy.

Here’s a quick summary of what the Barclaycard Arrival PlusTM World Elite MasterCard® offers:

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  • Earn 40,000 bonus miles when you spend $3,000 on purchases in the first 90 days — that’s enough to redeem for a $400 travel statement credit
  • Earn 2X miles on all purchases
  • Miles don’t expire as long as your account is open, active and in good standing
  • Chip card for increased confidence and convenience to pay abroad as easily as you do at home
  • Book the travel you want — airfare, hotels, cruises and more and earn miles on your purchase
  • Get 10% miles back to use toward your next redemption every time you redeem for travel statement credits
  • No foreign transaction fees on anything you buy while in another country
  • Complimentary online FICO® Score access for Barclaycard Arrival cardmembers

Click here to get the Barclaycard Arrival PlusTM World Elite MasterCard®

Now let’s dig a little deeper and see what makes the Barclaycard Arrival PlusTM World Elite MasterCard® so interesting.

A Travel Rewards Card With Great Options

First and foremost the Barclaycard Arrival Plus World Elite MasterCard is a travel rewards card.

What does that mean?  If you don’t travel often then this card isn’t best for you.  Bear in mind that Barclaycard has done a great job in including a LOT of different forms of travel in their card so make sure you read on to see the different travel categories that are covered.

Foreign Transaction Fees

There are no foreign transaction fees with this card.  That means when you travel overseas you won’t get any extra fess added on when you use your card.  Other cards may tack on an average of 3% of your total purchases.  Ouch.

Security Chip and PIN Technology

The Barclaycard Arrival Plus World Elite Mastercard has a security chip embedded in the card.  This is technology that is widely used in Europe as a security measure.  On top of that, Chip cards are more widely accepted in Europe.  This may not be important to you if you only stay in the United States but it is a nice feature that many other travel cards don’t have yet.

Travel Has a Broad Definition With This Card

Barclaycard is covering a lot of bases here.  They view travel as any of: airlines, hotels, motels, timeshares, campgrounds, car rental agencies, cruise lines, travel agencies, tourist attractions, discount travel sites, trains, buses, taxis, limousines, and ferries.”  

Many other travel cards have much narrower definitions of travel.  With the Barclaycard Arrival Plus World Elite Mastercard you have a lot of opportunities to use your points for travel, wouldn’t you say?

Easy Rewards

How the Points Work

Here’s how the miles/points/rewards (you pick your favorite term) work – when you make a qualified travel purchase with your card you can choose to get a statement credit for the travel (provided you have enough points, of course).  You have 120 days, up from 90 on the old card, to tell Barclaycard you want to use your points for your travel purchase.

This means you buy whatever travel you plan on taking (remember you have a LOT of options here) with your card.  Then when you see the purchase on your next statement you contact Barclaycard and ask for a statement credit.  Easy.  You don’t have to worry about turning in miles for a particular airline or hotel.  You also don’t have to be concerned about certain dates being blacked out.  Some people might prefer using points to pay for travel up front.  I get that.  But that also means you tend to have less options to use the points.  Getting a statement credit is a nice way to open up more options if you aren’t loyal to one particular carrier.

Earning Points

You get 40,000 bonus points when you make $3,000 in purchases on your card in the first 90 days.  That many points will already earn you a $400 statement credit.  That’s a great start.

For every dollar you spend you get 2x points.  On everything.  You don’t have to think about rotating categories, or really any categories at all.  Just use your card like you would any other and you get 2X points.  Easy.

And get this, you earn points when you redeem your points.  You read that right.  You’ll get 10% back to use toward your next statement credit when you redeem your points.

There’s also no limit to the points you can earn and your points won’t expire (so long as your account is in good standing).

Don’t Forget the FICO

On top of all the travel reward goodness you get you’ll also get access to a free complimentary FICO score.  That’s a sweet perk to help track where your credit score is going.

Is the Barclaycard Arrival Plus World Elite Mastercard the Right Card for Me?

Do you travel often?  Do you put a lot of purchases on a credit card and pay it off in full every month?  If so you should consider the Barclaycard Arrival Plus World Elite Mastercard.  Be advised that the card has an annual fee of $89 that is waived the first year.  The annual fee shouldn’t scare you if you are earning enough points yearly to at least match the fee.

Get your Barclaycard Arrival PlusTM World Elite MasterCard® now.

Credit Sesame Review – Free Credit History and Score Monitoring, Powerful Tools to Have

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Due to the increased interest in credit scores in recent years, it is little surprise that there are web sites popping up purporting to show your credit score for free.

And many of these sites do show you a credit score — although it won’t be your actual FICO score.

Credit Sesame is one of these sites offering you information about your credit situation, and even offering ideas for how you can save money on your debt.

Take a look at what Credit Sesame offers…

How Credit Sesame Will Help Your Credit

[Read more...]

Review: Discover it Card $75 Cash Back – All the Fairness Plus An Opening Bonus

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***Update – Easy come, easy go.  I’m told this offer is no longer available (it was only around for a short period).  The Discover it Card is still a great offer, even without the $75 cashback, and you can check it out here: Our Discover it Card Review.***

Not long ago Discover® did a bold thing and revamped their entire credit card line into the “it” series.

Their goal in doing this was to make their cards more consumer friendly while still providing a nice cash back program.  They made their cards fair with no annual fee, no overlimit fee, no foreign transaction fee, plus other benefits (we’ll get into that fun stuff below).

Well they’ve added a little more to their card – $75 cash back.

$75 Cash Back [Read more...]

Review: Chase Sapphire Preferred Credit Card – A Powerful Travel Rewards Card!

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Does $400 cash or $500 toward travel sound good?

The Chase Sapphire PreferredSM Card is offering this hefty bonus right now!

Charge $3,000 to the card within the first three months, and you get 40,000 bonus points.  Best of all, it comes along with a great travel rewards card.

Now to get into the meat of what makes the Chase Sapphire Preferred credit card so good…

Note there’s an Annual fee of $95, which is waived the first year.  However, the initial bonus alone more than makes up for the even first few years.  Think about that… It’s like they are covering the annual fee for the card for five years (if you redeem your initial points for cash).

There’s a lot beyond that initial bonus, though.

Rewards Points and More

First of all you earn points for EVERY purchase you make – 1 per $1 spent.

Then, you earn 2 points per $1 spent on travel– airfare, hotel rooms, cruises, rental cars, train tickets, taxis – even tolls.

With this card you also earn 2 points for every dollar you spend at restaurants – from fast food to fine dining.
[Read more...]

Review: Chase Ink Bold Business Card – Generous Travel Rewards and a 50,000 Point Bonus

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Are you a small business owner? 

Interested in a small business card that can help you manage your business AND earn you rewards on expenses?  Looking for a great travel rewards card to maximize your business travel?

How about one that is offering a great bonus right now?

The Chase Ink Bold® Business Card is offering 50,000 bonus points when you open an account and spend $5,000 in the first 3 months.

50,000 points will get you $500 cash back or $625 towards travel rewards.  That’s a pretty cool start to a pretty cool small business credit card.

This entry in Chase’s Ink series is aimed for those interested in premium travel rewards.

Chase Ink Bold® Business Card Review – The Nitty Gritty

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Review: The Travelocity Rewards American Express Card – Get Cash Back Towards Travel

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The Travelocity Rewards American Express CardDo you use Travelocity to book flights, hotels, and well all things travel?

Would you like to get cash back on the travel you book?  Of course you would!

You might want to take a look at the Travelocity® Rewards American Express® Card.  Here’s a card that will let you earn rewards for Travelocity purchases as well as all other purchases.  You can then use those rewards for statement credits towards travel you bought on Travelocity.

Sound good?  Then let’s dig a little deeper into this card.

All About The Travelocity Rewards American Express Card

First off, and I think this should be obvious, you really only want this card if you use Travelocity often.  Like for all of your travel plans often.  Otherwise you’re wasting the whole point of getting rewards.
[Read more...]

Review: BankAmericard Cash Rewards Credit Card – Easy Rewards Redemption and More

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It’s nice when a credit card does more than just give you credit, isn’t it?

In fact earning cash rewards is a pretty nice perk to get from your credit card.  And when it’s easy to get your cash back then it’s all the better.

Enter the BankAmericard Cash Rewards™ credit card.

Let’s dig a little deeper into the card now shall we?

Cash Back Rewards

The card offers up 1% cash back on all purchases.  You then get a total of 2% at grocery stores and 3% on gas.  Grocery and gas bonus rewards apply to the first $1,500 in combined purchases in these categories each quarter.

Here’s the great thing about this program – it’s automatic, meaning you don’t have to register for your cash back, and your  rewards don’t expire.  See, other programs have categories where you have to sign up each quarter in order to qualify.  The BankAmericard Cash Rewards™ credit card makes it easy to understand and earn your rewards.

How do you get your cash rewards?
[Read more...]

Review: BankAmericard Travel Rewards Credit Card – Flexible Rewards and More

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Isn’t it great when your credit card gives back to you?

And if you travel it’s nice when your card works with you to make travel easier and rewarding.

That’s the BankAmericard Travel Rewards® credit card!

This credit card from Bank of America offers up some nice features I think you’ll like.  

BankAmericard Travel Rewards Credit Card Features

Reward Points Program

With the BankAmericard Travel Rewards® credit card you earn points from the purchases you make.  They have a flexible program that allows you to use your points for everything from flights to baggage fees.
[Read more...]

Review: Citi Platinum Select / AAdvantage World MasterCard – Bonus Miles, Free Bags and More

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Do you fly a lot, particularly on American Airlines?  Then you might want to consider this card.

Having an airline’s branded card tends to offer more than just extra miles these days.  You’ll usually find other perks for having their card that will make your flights more enjoyable and the Citi® Platinum Select®/AAdvantage® World MasterCard® is no exception.

Off the bat, the Citi® Platinum Select®/AAdvantage® World MasterCard® credit card is currently offering a nice welcome bonus of 30,000 American Airlines AAdvantage miles. (You have to spend $1,000 on the card within the first three months to get it.)  Double miles and perks when you fly are some other benefits of this card. 

Now let’s break the Citi Platinum Select/AAdvantage World MasterCard down a little further…

[Read more...]

Review: Barclaycard Arrival World MasterCard – Get Double Miles and 40,000 Bonus Miles

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**Note** – This card has been replaced with the Barclaycard Arrival Plus World Elite Mastercard.  Click here for our review.

Want to reward yourself with travel by just using your credit card?

A great travel card is offering a hefty welcome bonus right now.

The Barclaycard Arrival(TM) World MasterCard® – Earn 2x on All Purchases will give you 40,000 bonus miles (if you spend $3,000 in the first three months).  That bonus alone equals $400 total in travel rewards!

And get this — The Barclaycard Arrival World MasterCard was named ‘Best for Travel Rewards’ by Money Magazine (October ’13).

Keep reading to find out how you’ll actually earn even more than that.

To start off here are the basics of the Barclaycard Arrival™ World MasterCard®:

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  • Earn 40,000 bonus miles if you make $3,000 or more in purchases in the first 90 days from account opening. 40,000 bonus miles equates to $400 off your next trip!
  • 0% intro APR on purchases and balance transfers for the first 12 months after account opening. After that, variable APR, currently 14.99% or 18.99%, based upon your creditworthiness.
  • Earn 2X miles on all purchases
  • No mileage caps or foreign transaction fees
  • Get 10% miles back when you redeem for travel statement credits (i.e. redeem 25,000 miles for travel and get 2,500 miles back)
  • Use miles for a statement credit toward any airline purchase to any destination with no seat restrictions and no blackout dates
  • Easily redeem your miles for statement credits toward flights, cruises, car rentals, hotels and more
  • Complimentary subscription to TripIt Pro mobile travel organizer – a $49 annual value!
  • Complimentary FICO® Scores as a benefit to active cardmembers. Opt-in to have instant and convenient access to FICO® Scores from your Barclaycard online account.

As you can see, you can really rack up the reward miles quickly with this card. [Read more...]