Credit Sesame Review – Free Credit History and Score Monitoring, Powerful Tools to Have

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Due to the increased interest in credit scores in recent years, it is little surprise that there are web sites popping up purporting to show your credit score for free.

And many of these sites do show you a credit score — although it won’t be your actual FICO score.

Credit Sesame is one of these sites offering you information about your credit situation, and even offering ideas for how you can save money on your debt.

Take a look at what Credit Sesame offers…

How Credit Sesame Will Help Your Credit

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Review: Discover it Card $75 Cash Back – All the Fairness Plus An Opening Bonus

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***Update – Easy come, easy go.  I’m told this offer is no longer available (it was only around for a short period).  The Discover it Card is still a great offer, even without the $75 cashback, and you can check it out here: Our Discover it Card Review.***

Not long ago Discover® did a bold thing and revamped their entire credit card line into the “it” series.

Their goal in doing this was to make their cards more consumer friendly while still providing a nice cash back program.  They made their cards fair with no annual fee, no overlimit fee, no foreign transaction fee, plus other benefits (we’ll get into that fun stuff below).

Well they’ve added a little more to their card – $75 cash back.

$75 Cash Back [Read more...]

Review: Chase Sapphire Preferred Credit Card – A Powerful Travel Rewards Card!

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Does $400 cash or $500 toward travel sound good?

The Chase Sapphire PreferredSM Card is offering this hefty bonus right now!

Charge $3,000 to the card within the first three months, and you get 40,000 bonus points.  Best of all, it comes along with a great travel rewards card.

Now to get into the meat of what makes the Chase Sapphire Preferred credit card so good…

Note there’s an Annual fee of $95, which is waived the first year.  However, the initial bonus alone more than makes up for the even first few years.  Think about that… It’s like they are covering the annual fee for the card for five years (if you redeem your initial points for cash).

There’s a lot beyond that initial bonus, though.

Rewards Points and More

First of all you earn points for EVERY purchase you make – 1 per $1 spent.

Then, you earn 2 points per $1 spent on travel– airfare, hotel rooms, cruises, rental cars, train tickets, taxis – even tolls.

With this card you also earn 2 points for every dollar you spend at restaurants – from fast food to fine dining.
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Review: Chase Ink Bold Business Card – Generous Travel Rewards and a 50,000 Point Bonus

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Are you a small business owner? 

Interested in a small business card that can help you manage your business AND earn you rewards on expenses?  Looking for a great travel rewards card to maximize your business travel?

How about one that is offering a great bonus right now?

The Chase Ink Bold® Business Card is offering 50,000 bonus points when you open an account and spend $5,000 in the first 3 months.

50,000 points will get you $500 cash back or $625 towards travel rewards.  That’s a pretty cool start to a pretty cool small business credit card.

This entry in Chase’s Ink series is aimed for those interested in premium travel rewards.

Chase Ink Bold® Business Card Review – The Nitty Gritty

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Review: The Travelocity Rewards American Express Card – Get Cash Back Towards Travel

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The Travelocity Rewards American Express CardDo you use Travelocity to book flights, hotels, and well all things travel?

Would you like to get cash back on the travel you book?  Of course you would!

You might want to take a look at the Travelocity® Rewards American Express® Card.  Here’s a card that will let you earn rewards for Travelocity purchases as well as all other purchases.  You can then use those rewards for statement credits towards travel you bought on Travelocity.

Sound good?  Then let’s dig a little deeper into this card.

All About The Travelocity Rewards American Express Card

First off, and I think this should be obvious, you really only want this card if you use Travelocity often.  Like for all of your travel plans often.  Otherwise you’re wasting the whole point of getting rewards.
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Review: BankAmericard Cash Rewards Credit Card – Easy Rewards Redemption and More

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It’s nice when a credit card does more than just give you credit, isn’t it?

In fact earning cash rewards is a pretty nice perk to get from your credit card.  And when it’s easy to get your cash back then it’s all the better.

Enter the BankAmericard Cash Rewards™ credit card.

Let’s dig a little deeper into the card now shall we?

Cash Back Rewards

The card offers up 1% cash back on all purchases.  You then get a total of 2% at grocery stores and 3% on gas.  Grocery and gas bonus rewards apply to the first $1,500 in combined purchases in these categories each quarter.

Here’s the great thing about this program – it’s automatic, meaning you don’t have to register for your cash back, and your  rewards don’t expire.  See, other programs have categories where you have to sign up each quarter in order to qualify.  The BankAmericard Cash Rewards™ credit card makes it easy to understand and earn your rewards.

How do you get your cash rewards?
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Review: BankAmericard Travel Rewards Credit Card – Flexible Rewards and More

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Isn’t it great when your credit card gives back to you?

And if you travel it’s nice when your card works with you to make travel easier and rewarding.

That’s the BankAmericard Travel Rewards® credit card!

This credit card from Bank of America offers up some nice features I think you’ll like.  

BankAmericard Travel Rewards Credit Card Features

Reward Points Program

With the BankAmericard Travel Rewards® credit card you earn points from the purchases you make.  They have a flexible program that allows you to use your points for everything from flights to baggage fees.
[Read more...]

Review: Citi Platinum Select / AAdvantage World MasterCard – Bonus Miles, Free Bags and More

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Do you fly a lot, particularly on American Airlines?  Then you might want to consider this card.

Having an airline’s branded card tends to offer more than just extra miles these days.  You’ll usually find other perks for having their card that will make your flights more enjoyable and the Citi® Platinum Select®/AAdvantage® World MasterCard® is no exception.

Off the bat, the Citi® Platinum Select®/AAdvantage® World MasterCard® credit card is currently offering a nice welcome bonus of 30,000 American Airlines AAdvantage miles. (You have to spend $1,000 on the card within the first three months to get it.)  Double miles and perks when you fly are some other benefits of this card. 

Now let’s break the Citi Platinum Select/AAdvantage World MasterCard down a little further…

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Review: Barclaycard Arrival World MasterCard – Get Double Miles and 40,000 Bonus Miles

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Want to reward yourself with travel by just using your credit card?

A great travel card is offering a hefty welcome bonus right now.

The Barclaycard Arrival(TM) World MasterCard® – Earn 2x on All Purchases will give you 40,000 bonus miles (if you spend $3,000 in the first three months).  That bonus alone equals $400 total in travel rewards!

And get this — The Barclaycard Arrival World MasterCard was named ‘Best for Travel Rewards’ by Money Magazine (October ’13).

Keep reading to find out how you’ll actually earn even more than that.

To start off here are the basics of the Barclaycard Arrival™ World MasterCard®:

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  • Earn 40,000 bonus miles when you spend $3,000 or more on purchases in the first 90 days from account opening. 40,000 bonus miles equates to $400 off your next travel redemption!
  • 0% intro APR on purchases and balance transfers for the first 12 months after account opening. After that, variable APR, currently 14.99% or 18.99%, based upon your creditworthiness.
  • Earn 2X miles on all purchases
  • No mileage caps or foreign transaction fees
  • Get 10% miles back when you redeem for travel statement credits (i.e. redeem 25,000 miles for travel and get 2,500 miles back)
  • Use your card to book through any airline, hotel or discount travel engine with no blackout dates or seat restrictions
  • Easily redeem your miles for statement credits towards all or a portion of your travel purchases within the last 90 days
  • Complimentary online FICO® Score access for Arrival cardmembers.

As you can see, you can really rack up the reward miles quickly with this card. [Read more...]

Review: Barclaycard Ring MasterCard – Get Money Back On Your Balance Transfers

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Imagine you have a big credit card balance AND you’re paying a high interest rate.

I’ve been there.

You do your best to try and pay off your debt but with both a high balance and a high interest rate it’s tough to make a lasting dent in your balance.

What to do?

One tool I’ve used to great success is to transfer your balance to another card that offers better terms, usually a much lower interest rate.  Doing this you can pay off more of your actual balance instead of your money going towards interest payments.

Balance transfer credit cards are nothing new.

They tend to offer up a low interest rate for a limited time, many times a 0% APR, in order to sway you to their card.  Some of these are great offers mind you, but there are usually details you need to be keenly aware of such as the balance transfer fee (a fee you have to pay on the balance you transfer over, usually about 3% or so) and the term of the intro. APR.

The Barclaycard® Ring Mastercard® is a bit different.
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