Barclaycard has done it again.
They took a card that was already a favorite among travelers, added more to it, and created the Barclaycard Arrival PlusTM World Elite MasterCard®.
The old Barclaycard Arrival World Mastercard got a facelift and was re-branded as the new Barclaycard Arrival PlusTM World Elite MasterCard®. Barcalycard has created a card that offers up a nice bonus with easy-to-use points with plenty of other perks as well.
Let’s take a look at why this card might be your new travel buddy.
A Travel Rewards Card With Great Options
First and foremost the Barclaycard Arrival Plus World Elite MasterCard is a travel rewards card.
What does that mean? If you don’t travel often then this card isn’t best for you. Bear in mind that Barclaycard has done a great job in including a LOT of different forms of travel in their card so make sure you read on to see the different travel categories that are covered.
Foreign Transaction Fees
There are no foreign transaction fees with this card. That means when you travel overseas you won’t get any extra fess added on when you use your card. Other cards may tack on an average of 3% of your total purchases. Ouch.
Security Chip and PIN Technology
The Barclaycard Arrival Plus World Elite Mastercard has a security chip embedded in the card. This is technology that is widely used in Europe as a security measure. On top of that, Chip cards are more widely accepted in Europe. This may not be important to you if you only stay in the United States but it is a nice feature that many other travel cards don’t have yet.
Travel Has a Broad Definition With This Card
Barclaycard is covering a lot of bases here. They view travel as any of: “airlines, hotels, motels, timeshares, campgrounds, car rental agencies, cruise lines, travel agencies, tourist attractions, discount travel sites, trains, buses, taxis, limousines, and ferries.”
Many other travel cards have much narrower definitions of travel. With the Barclaycard Arrival Plus World Elite Mastercard you have a lot of opportunities to use your points for travel, wouldn’t you say?
How the Points Work
Here’s how the miles/points/rewards (you pick your favorite term) work – when you make a qualified travel purchase with your card you can choose to get a statement credit for the travel (provided you have enough points, of course). You have 120 days, up from 90 on the old card, to tell Barclaycard you want to use your points for your travel purchase.
This means you buy whatever travel you plan on taking (remember you have a LOT of options here) with your card. Then when you see the purchase on your next statement you contact Barclaycard and ask for a statement credit. Easy. You don’t have to worry about turning in miles for a particular airline or hotel. You also don’t have to be concerned about certain dates being blacked out. Some people might prefer using points to pay for travel up front. I get that. But that also means you tend to have less options to use the points. Getting a statement credit is a nice way to open up more options if you aren’t loyal to one particular carrier.
You get 40,000 bonus points when you make $3,000 in purchases on your card in the first 90 days. That many points will already earn you a $400 statement credit. That’s a great start.
For every dollar you spend you get 2x points. On everything. You don’t have to think about rotating categories, or really any categories at all. Just use your card like you would any other and you get 2X points. Easy.
And get this, you earn points when you redeem your points. You read that right. You’ll get 10% back to use toward your next statement credit when you redeem your points.
There’s also no limit to the points you can earn and your points won’t expire (so long as your account is in good standing).
0% Into APR On Balance Transfers
As if this card wasn’t giving value already, if you have a balance on another card (or cards) you can get 0% intro APR on your balance transfer for 12 months for balances you transfer within the first 45 days you opened your card. After your into period ends you’ll have a variable APR between 14.99% and 18.99% depending on your credit worthiness.
Don’t Forget the FICO
On top of all the travel reward goodness you get you’ll also get access to a free complimentary FICO score. That’s a sweet perk to help track where your credit score is going.
Is the Barclaycard Arrival Plus World Elite Mastercard the Right Card for Me?
Do you travel often? Do you put a lot of purchases on a credit card and pay it off in full every month? If so you should consider the Barclaycard Arrival Plus World Elite Mastercard. Be advised that the card has an annual fee of $89 that is waived the first year. The annual fee shouldn’t scare you if you are earning enough points yearly to at least match the fee.