Review: Discover it Chrome – It’s ‘it’ for Traveling On the Road

Discover did a brave thing some time ago and rebranded their cards under the 'it' name. Their boldness paid off with a card that carried less fees than most and was also more forgiving to consumers.  All with a cash back thrown in. Well Discover is at it again.  They have introduced the Discover it Chrome. What is Chrome? Follow along in our Discover it Chrome review... How is the … [Read More...]

Credit Card Reviews


Review: Barclaycard Arrival Plus World Elite Mastercard – 40K Bonus Miles and Easy to Redeem Points

Barclaycard has done it again. They took a card that was already a favorite among travelers, added more to it, and created the Barclaycard Arrival PlusTM World Elite MasterCard®. The old Barclaycard Arrival World Mastercard got a facelift and was re-branded as the new Barclaycard Arrival PlusTM World Elite MasterCard®.  Barcalycard has created a card that offers up […]


Credit Sesame Review – Free Credit History and Score Monitoring, Powerful Tools to Have

Due to the increased interest in credit scores in recent years, it is little surprise that there are web sites popping up purporting to show your credit score for free. And many of these sites do show you a credit score — although it won’t be your actual FICO score. Credit Sesame is one of […]

Credit Report and Credit Score

Should utilities be added to your credit history?

Would You Like Your Utility Payment History Added to Your Credit Report?

Recent years have seen a lot of backlash against the credit scoring industry. Since the recession, many consumers are reducing their reliance on credit when it comes to making purchases.  However, the result hasn’t been what many expected. Canceling accounts and swearing off credit can impact a credit score, sending it lower.  Not a good […]


4 Credit Report Errors That May Be Killing Your Credit Score

One of the reasons that you should regularly check your credit report is to double-check to see that you aren’t being held back by errors. Credit report errors are fairly common, and in some cases can actually result in you having a lower credit score than you deserve. I’m not talking a few points either. […]

More Credit Card Goodness

What is a pre-approved credit card offer?

What is a “Pre-Approved” Credit Card Offer?

With the economy show signs of recovery, many credit issuers are back to sending “pre-approved” offers to mailboxes, hoping to lure consumers into signing up. But does it really mean when you receive a “pre-approved” credit offer?  Are you really guaranteed a credit card? How Did You Get Pre-Approved for a Credit Card, Anyway?


CARD Act 5 Years Later: Can You Handle the Credit?

It’s been about five years since the Credit CARD Act of 2009 was signed into law. Over the last few years, changes resulting from the CARD Act have helped consumers pay less in fees, and better understand their credit card statements, and how much credit is costing them. Positive changes have resulted in consumers that […]


Rock Your Credit Card Rewards While Doing Your Holiday Shopping

Now that it’s the holiday season, you are likely spending more than usual. I hope your spending isn’t putting you into debt you can’t pay off, but that’s an article for another day. While you don’t want to overspend this year, you do want to take advantage of the opportunities your rewards credit card might […]


Review: Discover it Card $75 Cash Back – All the Fairness Plus An Opening Bonus

***Update – Easy come, easy go.  I’m told this offer is no longer available (it was only around for a short period).  The Discover it Card is still a great offer, even without the $75 cashback, and you can check it out here: Our Discover it Card Review.*** Not long ago Discover® did a bold […]


Review: Chase Sapphire Preferred Credit Card – A Powerful Travel Rewards Card!

Does $400 cash or $500 toward travel sound good? The Chase Sapphire PreferredSM Card is offering this hefty bonus right now! Charge $3,000 to the card within the first three months, and you get 40,000 bonus points.  Best of all, it comes along with a great travel rewards card. Now to get into the meat of what […]